Southwest Missouri Bank – Personal Banking

Reasons to choose SMB
Route 66 Special..the fast route to a home loan.
The best rate for the best customers-SMB customers! This loan is for customers with better than average credit, adequate down payment and reserves. This conventional 30 year Fixed Rate Loan is the standard of the industry. For our customers who apply online, we offer this loan at the best rate of the day. If you are not currently a customer of SMB, then you should be! Open an account with SMB prior to closing and we will honor the special rate. Click here!!
Personal service with you in mind!
SMB Loan Officers don’t just make loans; they work with you. Our lenders help you make the right decisions to fit your financial situation. A quick phone call or email to any of our lenders will get your questions answered.
Apply online for a quick decision and close faster.
Apply today and we can get your mortgage approved in minutes, rather than days or weeks! Get your approval quicker so you can refinance or buy your new home faster.
Free Pre-qualifications
We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.
Confused? Let us customize a loan program just for you?
We make custom loans every day. Our website shows the most popular loan programs available. If you don’t see exactly what you want, don’t be afraid to ask. To call a banker near you, click here.
Today's Featured Rates

Route 66 Special
 Rate  APR  Points
 4.875%  4.908%  0.000%
30 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.744%  1.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.456%  1.000%
Rates shown are based on assumed credit. Actual interest rates and APR's may vary based on actual credit history.
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  Route 66 Special..the fast
  route to a home loan.